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Discount Dental Plans & Dental Insurance: A Comparison Guide

Discount dental plans are an affordable and easy-to-use solution. The comparison guide below shows some of the characteristics and key differences between discount dental plans and dental insurance to help you make an informed decision.

Some of the characteristics of Discount Dental Plans include:
  • No annual limits, members enjoy discounts on most dental services all year long
  • Most plans activate within 3 business days
  • No tiresome paperwork hassles, plan membership card is presented for discounts on most dental services
  • No health restrictions
  • Select plans include discounts on dental care specialties, including cosmetic dentistry and orthodontics
  • Consumers pay affordable membership fees for access to a network of providers offering discounts on most dental procedures
  • Available directly to individuals, families, businesses and groups
Some of the characteristics of Dental Insurance include:
  • Limitations, deductibles and annual maximums
  • Waiting periods for major dental procedures
  • Tedious and time-consuming written claims process
  • Limitations/exclusions on pre-existing conditions
  • Certain dental specialties, such as cosmetic dentistry, are rarely covered
  • Consumers pay expensive monthly premiums for defined coverage
  • Typically inaccessible to individuals and families unless provided by their employer
Even if you already have dental insurance, the discounts offered by discount dental plans may be used along with your dental insurance for even more savings. Please consult with a participating dental care provider before beginning treatment.


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The DENTALPLANS.COM website is administered by DENTALPLANS.COM, INC., a licensed Florida Discount Medical Plan Organization, 8100 S.W. 10th Street, Suite 2000, Plantation, FL 33324. Plans and Programs offered by DentalPlans.com are not health insurance policies. Plans and Programs offered by DentalPlans.com provide discounts at certain health care providers for medical services. Plans and Programs offered by DentalPlans.com do not make payments directly to the providers of medical services. The Plan or Program member is obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the Plan, Program or discount plan organization.

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